Do I Need a Living Trust?

Do I Need a Living Trust?

Considering what may happen after we are gone is not a pleasant thought. But, as the saying goes, death and taxes are unavoidable. In both cases, planning ahead can save time, trouble and money. While estate planning can be extremely complex, getting started with the...
Planning and Saving for College

Planning and Saving for College

As a CPA, I am asked a lot of questions regarding tax benefits and credits for children. One of the more interesting questions I have heard is “Why do they take away benefits as the kids get older? They don’t cost less, they cost more – a lot more”. While I don’t...
When to Begin Saving

When to Begin Saving

We are living longer. Some believe that the first person that will live until 150 is alive today. It is not unreasonable to believe that people will spend upwards of 50 years in retirement – more years than they spend working. What kind of life will they lead? What...